Before reading "Millionaire Teacher," I thought my investing options were: go it alone, or hire a pro. But, as it turns out, there's a Goldilocks-esque option sitting smack-dab in the middle that I'd never considered: intelligent investment firms. Hallam uses Vanguard's Target Retirement Funds to outline how intelligent investing works (though robo-advisors aren't quite the same thing). In addition to the Vanguard Target Retirement Funds described above, which come with a wide range of target retirement dates, Hallam lists out a series of companies that offer the same services. ), you might really benefit from handing the reins over to an intelligent investment firm.

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